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Individual & Family Health Insurance Plans- A Complete List

Health Insurance Plans

The question of which corporation offers which health care plan is generating a lot of discussion. Every business seeks to provide top-notch services to its clients in this fierce competition. They provide a variety of products in the market to accomplish this, and the sheer amount of choice overwhelms us.

Also Read:- Things to Know About Cashless Health Insurance

When you look for health insurance, you have options. You can choose from health plans categorised into bronze, silver, gold, and platinum depending on the degree of coverage they give if you purchase through your state’s Marketplace or an insurance broker. Platinum policies offer the maximum coverage, while bronze plans offer the least. You might also be able to purchase a catastrophic plan with a large deductible if you are under 30.

Read this article through to the conclusion to gain a thorough understanding of the variety of products created by 27+ insurance firms, as well as the full spectrum of health insurance plans that are offered.

Most of the time, we even mispronounce the product’s name and, most unexpectedly, we have trouble remembering the company’s name.

You’re in the proper place if you’re one of those people who gets confused. You can learn about the existence of numerous health care plans from various health insurance providers here.

A contract between the insurance company and the insured governs health insurance. The provider of this unique assurance guarantees to cover practically all of the financial costs associated with an unexpected medical expense.

You, your spouse who is officially your spouse, and both your biological and adopted children can seek protection. Companies now offer insurance policies that allow you to insure your parents as well.

Companies have altered their health insurance plans in response to the epidemic, and the majority of them now provide coverage for COVID-19 as well.

You can choose from a variety of health aid plans offered by 29 different health insurance firms based on your needs.

Six Stand Alone Health Insurance (SAHI) companies, out of 29, are focused solely on the health insurance industry.

The remaining firms also offer general insurance and life insurance in addition to health insurance.

A Complete List of Stand Alone Health Insurance Companies

Aditya Birla Health Insurance Company Limited

  • Activ Assure
  • Activ Care
  • Activ Health
  • Activ Secure – Critical Illness
  • Active Secure – Cancer Secure Plan
  • Super Health Plus Top Up
  • Personal Accident Plan
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Religare Health Insurance Company Limited

  • Care
  • Care Freedom
  • Care Heart
  • Care for Senior
  • Enhance
  • Joy
  • Super Mediclaim
  • Assure
  • Secure
  • Care Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Manipal Cigna Health Insurance Company Limited

  • Pro-Health
  • Pro-Health Cash
  • Pro-Health Select
  • Lifestyle Protection – Accident Care
  • Lifestyle Care – Critical Care
  • Super Top Up
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

HDFC Ergo Health Insurance Company Limited

  • My health Suraksha
  • My health Suraksha Silver
  • My health Suraksha Silver with ECB and Rebound
  • My health Women Suraksha
  • NEW HEALTHWISE
  • My health MediSure Plus
  • My health MediSure Prime
  • My health Medisure Super Top-up
  • My credit Comprehensive Suraksha
  • Parivar Suraksha Bima
  • Sampoorna Suraksha
  • Sarv Suraksha Policy
  • My health Critical Illness
  • My health Critical Suraksha Plus
  • My health Hospital Cash Insurance
  • Health Suraksha Top Up
  • Personal Accident Insurance
  • My asset Loan Protect Total Relief
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Star Health and Allied Insurance Company Limited

  • Star Comprehensive Insurance policy
  • Family Health Optima Insurance Plan
  • Mediclassic Insurance Policy
  • Star Criticare Plus Insurance policy
  • Star Family delight policy
  • Star Health Gain Policy
  • Star Hospital Cash Insurance Policy
  • Star Outpatient Care Insurance Policy
  • Star Special Care
  • Star Super Surplus Insurance Policy
  • Young Star Insurance Policy
  • Accident Care Individual Insurance Policy
  • Diabetes Safe Insurance policy
  • Senior Citizens Red Carpet Insurance Policy
  • Star Cancer Care Gold
  • Star Cardiac Care Insurance Policy
  • Star Criticare Plus Insurance Policy
  • Star Novel Coronavirus Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Max Bupa Health Insurance Company Limited

  • Health Premia
  • ReAssure
  • Senior First
  • Health Companion
  • Go Active
  • Heart Beat
  • Health Pulse
  • Money Saver
  • Health Recharge
  • Health pulse
  • Accident care
  • CritiCare
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Acko General Insurance Company Limited

  • Secure Shield
  • Acko Health Insurance Policy
  • Super Health Plus Top Up
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Bharti AXA General Insurance Company Limited

  • Smart Super Health Assure
  • Smart Health Insurance Policy
  • Smart Super Health Insurance Policy
  • Smart Essential Health Policy
  • Smart Super Top Up
  • Health Assure Super Top Up
  • Smart Health Critical Illness Policy
  • Smart Health High Deductible Insurance Policy
  • Universal Protection Insurance
  • Corona Kavach Insurance Policy
  • Arogya Jeevan Insurance Policy

Bajaj Allianz General Insurance Company Limited

  • Health-Guard Individual
  • Health-Guard Family Floater
  • Health Infinity
  • Health Ensure
  • Health Care Supreme
  • Star Package
  • Total Health Secure Goal
  • Hospital Cash Daily Allowance
  • Personal Accident
  • Premium Personal Guard
  • Global Personal Guard
  • Sankat Mochan
  • Extra Care
  • Extra Care Plus
  • Critical Illness
  • Women Specific Critical Illness
  • Silver Health
  • Tax Gain
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance policy

Edelweiss General Insurance Company Limited

  • Edelweiss Health Insurance
  • Health 241
  • Newborn Cover Add on
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance policy

Chola MS General Insurance Company Limited

  • Individual Healthline Insurance
  • Chola Healthline Freedom Plan
  • Chola MS Family Healthcare Insurance
  • Chola Swasth Parivar Insurance
  • Chola Hospital Cash Healthline
  • Chola Top Up Healthline
  • Chola Super Top Up Insurance Policy
  • Chola MS Critical Healthline Insurance
  • Chola Tax Plus Healthline
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance policy

Go Digit General Insurance Company Limited

  • Individual Health Insurance
  • Family Health Insurance
  • Health Insurance for Parents
  • Health Insurance for Senior Citizens
  • Health Insurance with Maternity Cover
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Future Generali India Insurance Company Limited

  • Future Arogya Bima
  • Future Health Suraksha
  • Future Health Surplus
  • Health Total
  • Future Advantage Top Up
  • Future HospiCash
  • Future Varisth Bima
  • Future CritiCare
  • Accident Suraksha
  • Surakshit Loan Bima
  • Future Vector Care
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance policy

IFFKO TOKIO General Insurance Company Limited

  • Individual MediShield
  • Individual Health Protector
  • Family Health Protector
  • Health Protector Plus
  • Swasthya Kavach Policy (Family Health Policy)
  • Swasthya Raksha Bima
  • Individual Personal Accident Policy
  • Critical Illness Insurance (Individual)
  • Critical Illness Benefit Policy
  • MOS-Bite Protector Policy
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

ICICI Lombard Health Insurance Company Limited

  • Complete Health Insurance
  • Health Booster
  • Health Care Plus
  • Critical Illness
  • Personal Protect
  • Income protect
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Liberty General Insurance Company Limited

  • Liberty Health Connect Policy
  • Health Connect Supra Policy
  • Liberty Health Prime Connect
  • Liberty Secure Future Connect Policy
  • Secure Health Connect
  • Liberty HospiCash Connect Policy
  • Liberty Individual Personal Accident Policy
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Kotak General Insurance Company Limited

  • Kotak Health Care
  • Kotak Health Premier
  • Kotak Health Super Top Up
  • Kotak Accident Care
  • Kotak Secure Shield (Critical Illness Policy)
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

National Insurance Company Limited

  • National Mediclaim Policy
  • National Parivar Mediclaim Policy
  • National Mediclaim Plus Policy
  • National Parivar Mediclaim Plus Policy
  • Parivar Mediclaim Policy for Family (Floater Policy)
  • National Senior Citizen Mediclaim Policy
  • Varishtha Mediclaim for Senior Citizens
  • Vidyarthi Mediclaim Policy for Students
  • National Super Top Up Mediclaim Policy
  • National Critical Illness Policy
  • Overseas Mediclaim Policy for Business and Holiday Travel
  • Overseas Mediclaim Policy for Employment and Studies
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Magma HDI General Insurance Company Limited

  • One Health
  • Magma Health Care
  • Loan Protect
  • Individual Personal Accident Policy
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Navi Health Insurance Company Limited

  • COCO Cure
  • COCO Seasonal Byte
  • COCO Protect
  • Corona Rakshak Policy
  • Arogya Sanjeevani Insurance policy

National Insurance Company Limited

  • National Mediclaim Policy
  • National Parivar Mediclaim Policy
  • National Mediclaim Plus Policy
  • National Parivar Mediclaim Plus Policy
  • Parivar Mediclaim Policy for Family (Floater Policy)
  • National Senior Citizen Mediclaim Policy
  • Varishtha Mediclaim for Senior Citizens
  • Vidyarthi Mediclaim Policy for Students
  • National Super Top Up Mediclaim Policy
  • National Critical Illness Policy
  • Overseas Mediclaim Policy for Business and Holiday Travel
  • Overseas Mediclaim Policy for Employment and Studies
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Raheja QBE General Insurance Company Limited

  • Health Qube
  • Cancer Insurance
  • Hospital Daily Cash
  • Individual Personal Accident Policy
  • Pravasi Bhartiya Bima Yojna
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Reliance General Insurance Company Limited

  • Reliance HealthGain Policy
  • Reliance HealthWise Policy
  • Reliance Health Infinity Insurance
  • Individual Personal Accident Policy
  • Reliance Critical Illness Policy
  • Reliance Personal Loan Care
  • Reliance COVID-19 Protection Insurance
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Oriental Insurance Company Limited

  • Mediclaim Insurance Policy – Individual
  • Happy Family Floater Policy
  • Oriental Happy Cash
  • Oriental Super Health Top Up
  • Health of Privileged Elders (HOPE)
  • Jan Arogya Bima Policy
  • Personal Accident Policy
  • Pravasi Bhartiya Bima Yojna
  • PNB – Oriental Royal Mediclaim
  • OBC – Oriental Mediclaim Policy
  • Overseas Mediclaim – Business and Holiday
  • Overseas Mediclaim – Employment and Study
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Royal Sundaram General Insurance Company Limited

  • LifeLine
  • LifeLine Classic
  • LifeLine Supreme
  • LifeLine Elite
  • Family Plus
  • Corona Kavach Insurance Policy

State Bank of India General Insurance Company Limited

  • Arogya Plus
  • Arogya Premier
  • Arogya Top Up
  • Health Insurance Policy – Retail
  • Hospital Daily Cash Insurance Policy
  • Critical Illness Insurance Policy
  • Loan Insurance Policy
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

The New India Assurance Company Limited

  • Asha Kiran
  • Mediclaim Policy
  • Family Mediclaim Policy
  • Floater Mediclaim Policy
  • Family Floater Mediclaim (Withdrawn)
  • Global Mediclaim
  • Premier Mediclaim
  • Top Up Mediclaim Policy
  • Senior Citizen Mediclaim
  • Sixty Plus Mediclaim Policy
  • Enhanced Good Health
  • Cancer Guard Policy
  • Cancer Medical Expenses – Individual
  • Jan Arogya Bima
  • Janta Mediclaim Policy
  • Universal Health Insurance
  • Two Year Good Health Mediclaim
  • Tertiary Care Mediclaim – Individual
  • Rashtriya Swasthya Bima Yojna
  • Overseas Mediclaim Policy
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

United India Insurance Company Limited

  • Individual Health Insurance Policy
  • Family MediCare Policy
  • TOP-UP Policy
  • SUPER TOP UP Policy
  • UNI – CritiCare Policy
  • Personal Accident Insurance Policy
  • Overseas Travel Insurance
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

TATA AIG General Insurance Company Limited

  • MediCare
  • MediCare Plus
  • MediCare Premier
  • MediCare Protect
  • MediRaksha
  • MediSenior
  • MediPlus – Top Up
  • Critical Illness Policy
  • Wellness Executive Policy
  • Wellness Family Policy
  • Wellness Woman Policy
  • Secured Future Plan
  • Secured Income High Policy
  • Accident Guard Policy
  • Accident Shield Policy
  • Auto Shield Policy
  • Income Guard Plan
  • Injury Guard Policy
  • Janta Personal Accident policy (Individual)
  • MahaRaksha – Personal Injury Policy
  • Individual Accident and Sickness Hospital Cash Policy
  • Hospital Care – Individual Personal Accident Policy
  • Complete Care – Personal Injury Policy
  • Corona Kavach Insurance Policy
  • Arogya Sanjeevani Insurance Policy

Universal Sompo General Insurance Company Limited

  • Individual Health Insurance
  • Complete Health Insurance
  • Senior Citizen Health Insurance Policy
  • Super Health Care Insurance
  • Apaat Suraksha Bima Policy
  • Hospital Cash Insurance Policy
  • Critical Illness Insurance Policy
  • Individual Accident Policy
  • Janta Personal Accident Insurance
  • Loan Secure Bima Policy
  • Surva Vidyarthi Bima Yojna
  • Pravasi Bhartiya Bima Yojna
  • Corona Kavach Insurance Policy

List of Health Insurance Companies in India

Company name Founding year Headquarter location
National Insurance Co. Ltd. 1906 Kolkata
Go Digit General Insurance Ltd. 2016 Bengaluru
Bajaj Allianz General Insurance Co. Ltd. 2001 Pune
Cholamandalam MS General Insurance Co. Ltd. 2001 Chennai
Bharti AXA General Insurance Co. Ltd. 2008 Mumbai
HDFC ERGO General Insurance Co. Ltd. 2002 Mumbai
Future Generali India Insurance Co. Ltd. 2007 Mumbai
The New India Assurance Co. Ltd. 1919 Mumbai
Iffco Tokio General Insurance Co. Ltd. 2000 Gurugram
Reliance General Insurance Co. Ltd. 2000 Mumbai
Royal Sundaram General Insurance Co. Ltd. 2001 Chennai
The Oriental Insurance Co. Ltd. 1947 New Delhi
Tata AIG General Insurance Co. Ltd. 2001 Mumbai
SBI General Insurance Co. Ltd. 2009 Mumbai
Acko General Insurance Ltd. 2016 Mumbai
Navi General Insurance Ltd. 2016 Mumbai
Edelweiss General Insurance Co. Ltd. 2016 Mumbai
ICICI Lombard General Insurance Co. Ltd. 2001 Mumbai
Kotak Mahindra General Insurance Co. Ltd. 2015 Mumbai
Liberty General Insurance Ltd. 2013 Mumbai
Magma HDI General Insurance Co. Ltd. 2009 Kolkata
Raheja QBE General Insurance Co. Ltd. 2007 Mumbai
Raheja QBE General Insurance Co. Ltd. 2007 Mumbai
Shriram General Insurance Co. Ltd. 2006 Jaipur
United India Insurance Co. Ltd. 1938 Chennai
Manipal Cigna Health Insurance Company Limited 2014 Mumbai
Aditya Birla Health Insurance Co. Ltd. 2015 Mumbai
Star Health & Allied Insurance Co. Ltd. 2006 Chennai
MAX Bupa Health Insurance Company Ltd. 2008 New Delhi
Care Health Insurance Ltd. 2012 Gurgaon
Universal Sompo General Insurance Co. Ltd. 2007 Mumbai

When do I need health insurance?

It’s a good idea to obtain health insurance if you are not covered as a dependent under someone else’s health plan, such as a spouse, partner, or parent. Without insurance, medical expenses can be very expensive.

Also Read:- 14 Things to Consider Before Buying Health Insurance

FAQs – Frequently asked questions.

Q1: Can health insurance be ported to another insurance company?

Yes, you are able to switch your insurance policy’s insurance provider while maintaining the plan’s advantages.

Q2: Is IRDAI approval essential while choosing the insurance company?

Yes, all insurance businesses must adhere to IRDAI’s norms and rules because it is the central government organisation responsible for overseeing the growth and regulation of the insurance industry in India. IRDAI is a firm believer in maintaining operational transparency for the benefit of policyholders.

Q3: Is health insurance bought directly from an insurance company cheaper?

The cost of health insurance plans obtained directly from an insurance company is significantly lower than that of policies obtained through a broker. The rationale is that, unlike brokers, insurance providers do not impose additional commission fees.

Q4: Are there health insurance companies in India that solely offer health insurance plans?

Yes, the only firms that offer health insurance plans are MAX Bupa Health Insurance Company Ltd, Care Health Insurance Ltd, Star Health and Allied Insurance Co. Ltd, Manipal Cigna Health Insurance Company Limited, and Aditya Birla Health Insurance Co. Ltd.

Q5: Are there any public insurance companies that offer health insurance?

Yes, there are four public insurance firms in India that provide health insurance. United India Insurance Co. Ltd, National Insurance Co. Ltd, The Oriental Insurance Co. Ltd, and The New India Assurance Co.

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