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When Is Open Enrollment for 2023?

Open Enrollment for 2023

In most states, the 2023 Open Enrollment Period (OEP) runs from November 1, 2022, through January 15, 2023. The states that utilise the federal ACA exchange are listed in the chart below as having OEP dates in 2023. Streaming starts on January 1. The first day of the month following your enrollment, if you have a Special Enrollment Period, is when your coverage will start. For instance, your coverage will begin on March 1 if you enrol on February 15.

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States Federal Open Enrollment Period for 2023 Plans
Alabama November 1, 2022 – January 15, 2023
Alaska November 1, 2022 – January 15, 2023
Arizona November 1, 2022 – January 15, 2023
Arkansas November 1, 2022 – January 15, 2023
Delaware November 1, 2022 – January 15, 2023
Florida November 1, 2022 – January 15, 2023
Georgia November 1, 2022 – January 15, 2023
Hawaii November 1, 2022 – January 15, 2023
Illinois November 1, 2022 – January 15, 2023
Indiana November 1, 2022 – January 15, 2023
Iowa November 1, 2022 – January 15, 2023
Kansas November 1, 2022 – January 15, 2023
Louisiana November 1, 2022 – January 15, 2023
Michigan November 1, 2022 – January 15, 2023
Mississippi November 1, 2022 – January 15, 2023
Missouri November 1, 2022 – January 15, 2023
Montana November 1, 2022 – January 15, 2023
Nebraska November 1, 2022 – January 15, 2023
New Hampshire November 1, 2022 – January 15, 2023
North Carolina November 1, 2022 – January 15, 2023
North Dakota November 1, 2022 – January 15, 2023
Ohio November 1, 2022 – January 15, 2023
Oklahoma November 1, 2022 – January 15, 2023
Oregon November 1, 2022 – January 15, 2023
South Carolina November 1, 2022 – January 15, 2023
South Dakota November 1, 2022 – January 15, 2023
Tennessee November 1, 2022 – January 15, 2023
Texas November 1, 2022 – January 15, 2023
Utah November 1, 2022 – January 15, 2023
Virginia November 1, 2022 – January 15, 2023
West Virginia November 1, 2022 – January 15, 2023
Wisconsin November 1, 2022 – January 15, 2023
Wyoming November 1, 2022 – January 15, 2023

The dates for the 2023 Open Enrollment Period vary in several states with independent ACA exchanges. The SEP and OEP dates for these states are displayed in the chart below.

State State Open Enrollment Period for 2023 Plans
California To Be Announced
Colorado1 November 1, 2022 – January 15, 2023
Connecticut2 November 1, 2022 – January 15, 2023
Idaho3 October 15, 2022 – To Be Announced
Kentucky4 November 1, 2022 – To Be Announced
Maine5 November 1, 2022 – January 15, 2023
Maryland6 November 1, 2022 – January 15, 2023
Massachusetts7 November 1, 2022 – January 23, 2023
Minnesota8 November 1, 2022 – January 15, 2023
Nevada9 November 1, 2022 – January 15, 2023
New Jersey10 November 1, 2022 – January 31, 2023
New Mexico11 November 1, 2022 – January 15, 2023
New York12 November 16, 2022 – January 31, 2023
Pennsylvania13 November 1, 2022 – January 15, 2023
Rhode Island14 November 1, 2022 – January 31, 2023
Vermont15 November 1, 2022 – January 15, 2023
Washington DC*16 November 1, 2022 – January 31, 2023
Washington17 November 1, 2022 – January 15, 2023

FAQs Open Enrollment

I missed the deadline for open enrollment in my state. Can I Still Get Medical Insurance?

Even if you missed your state’s enrollment cutoff date, you might still be eligible for a Special Enrollment Period (SEP) during which you can submit an application for health insurance. If you have gone through a qualifying life event, you may be eligible for a SEP. Events in your life that qualify include:

  • the termination of health insurance provided by an employment
  • changes in the household, including marriage, divorce, a death in the family, or the birth of a child.
  • a shift in your residential address.

View a list of life events that qualify. If you meet the requirements for a SEP, you have 60 days to enrol in a plan. However, you will have to wait until OEP to sign up for an individual health insurance policy for 2023 if you miss that 60-day window.

You can apply for a short-term health insurance plan if you are not eligible for a SEP and you missed your state’s 2022 Open Enrollment Period. In most states, you can reapply for short-term coverage for up to 36 months and obtain short-term health insurance coverage outside of OEP for up to 364 days. Given that they do not cover pre-existing conditions like Affordable Care Act (ACA) policies, short-term health insurance plans may be a suitable, temporary option for healthy individuals.

If you decide against applying for a short-term health plan because you are not eligible for a SEP, you will have to wait until Open Enrollment 2023 starts in the fall of 2022.

You can use HealthMarkets to discover an individual health plan that suits your needs and to ascertain whether you are eligible for a SEP. Call us at (800) 304-3414 to shop, compare, and enrol in a health plan.

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